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Cookie Policy

1. Introduction

This Cookie Policy explains how First Time Finance (“we”, “our”, “us”) uses cookies and similar tracking technologies on our website. By continuing to use our website, you agree to our use of cookies as outlined in this policy.

What Are Cookies?

Cookies are small text files stored on your device (computer, smartphone, tablet) when you visit a website. They help improve user experience by remembering preferences, enabling website functionality, and providing analytics data.

How We Use Cookies

We use cookies for the following purposes:

  1. Essential Cookies – These cookies are necessary for the website to function properly. They enable security, accessibility, and core website features.
  2. Performance & Analytics Cookies – These help us understand how users interact with our website by collecting anonymous usage data to improve site functionality.
  3. Functional Cookies – These remember your preferences (e.g., language settings) to enhance your experience.
  4. Marketing & Advertising Cookies – These track browsing habits to provide relevant advertising. Third-party partners (e.g., Google, Meta) may also place cookies for targeted ads.

Third-Party Cookies

We may allow third-party services to use cookies on our website for advertising and analytics purposes. These services include:

  • Google Analytics
  • Facebook Pixel
  • LinkedIn Insights

Each third party has its own privacy and cookie policy that governs its use of cookies.

Managing Cookies

You can control or disable cookies via your browser settings. Note that disabling cookies may affect website functionality. Here’s how you can manage cookies in popular browsers:

  • Google Chrome: Manage Cookies
  • Mozilla Firefox: Manage Cookies
  • Safari: Manage Cookies
  • Microsoft Edge: Manage Cookies

Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page, and we recommend reviewing it periodically.

Contact Us

If you have any questions about our use of cookies, contact us at:

  • Email: hello@firsttimefinance.co.uk
  • Address: 8 Matthew Street, Reigate, RH2 8ES

Last Updated: 18 February 2025

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Privacy Policy   Terms & Conditions   Cookie Policy 

First Time Finance is a trading style of Salgueiro Financial Ltd, an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Office: 124 City Road, London, United Kingdom, EC1V 2NX.

Company Number: 14305982 (Registered in England & Wales).

View our entry on the Financial Services Register.

There may be a fee for arranging a mortgage, which will be agreed upon before advice is given. The precise amount depends on your circumstances and mortgage type, but typically includes a £495 upon mortgage offer confirmation.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

SALGUEIRO FINANCIAL LTD will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information. 

Why do you need my data and what will it be used for? We need to know your basic personal data so we can contact you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK. 
Who is my data shared with? Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details. 
How long do you keep my data for? We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing your data.
To do this, please contact hello@firsttimefinance.co.uk. 
What are my rights? You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: